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Paying for the rising cost of a college education is a concern for nearly every student and family. To help you meet your educational expenses, Georgia Southwestern State University is pleased to offer Nelnet Business Solutions (NBS) as a convenient budget plan. This is not a loan program. You have no debt, there are no interest or finance charges and there is no credit check. Enrollment in this plan is easy and available online through GSW RAIN.
Automatic Bank Payments (ACH)
ACH payments are payments you have authorized NBS to process on behalf of GSW. It is simply a bank-to-bank transfer of funds you have pre-approved for your expenses at GSW. Payments may be made from your checking or savings account.
Credit Card/Debit Card
If you elect to use this payment method, your monthly payment, along with a convenience fee, will be automatically charged to the credit card your designate. The convenience fee is in addition to the enrollment fee. Scheduled payments are processed on the 20th of the month and will continue until the balance is paid in full. Down payments and the enrollment fee are deducted immediately.
Cost to Participate
$50, $60, or $70 nonrefundable enrollment fee depending on the number of payments
$30 returned payment fee, should a payment be returned by your financial institution
Simple Steps to Enroll
Go to https://rain.gsw.edu
Go to Secured Login
Click on Student Services
Click on Student Account
Select Setup Payment Plan
Choose Term and Submit
Manage Your Payment Plan
My payment plan is a service provided which enables your to view the current status of your payment plan, account balance, payment amount, and manage your account. Once you complete your payment plan go to www.mypaymentplan.com to set up your account. You will need your confirmation email available before logging-in. You will receive your confirmation email one business day after submitting your payment plan agreement.
Target Enrollment Dates
Fall 2016 Payment Plan available July 1, 2016
Last Day to
|Aug 24||50%||2||Sept. & Oct.||$70|
*Not required to make a down payment as long as budget does not exceed $5,500.00 which is the maximum budget.
Contact NBS Customer Service Representatives 24/7 at 1.800.609.8056 or GSW Student Accounts at 229.931.2013 or firstname.lastname@example.org
Location: Marshall Student Center
- Monday - Thursday: 8:30am - 5:00pm
- Friday: 8:30am - 3:00pm
Director of Student Accounts
Perkins Loan is a federal loan that is a need-based loan awarded to students who have exhausted all other means of financial aid. Repayment begins 9 months after graduation, upon withdrawal from the university, or when a student is no longer enrolled at least half-time. Interest accrues at 5% annual during repayment. The minimum monthly payment for a Perkins Loan is $40.00. Late fees are assessed on past due payments. Your loan balance and repayment history are reported monthly to National Credit Bureaus in accordance with federal regulations.
After a student is awarded a Perkins Loan, a master promissory note must be completed. To execute a master promissory note, you will need to come by the Student Accounts Office. A properly executed promissory note is required before the loan is disbursed.
Upon graduation, withdrawal from the university, or when a student drops below half-time status, students are required to complete an exit interview. Exit interview information will be mailed to your mailing address in the Banner System approximately 2 weeks before graduation. The exit interview information must be completed and returned to the Student Accounts Office prior to graduating. If you do not complete the exit interview, your university records will be flagged which would prevent you from receiving services from the university. If you do not receive an exit interview package and you are graduating, please contact the Student Accounts Office.
Repayment can be deferred if you are enrolled at least half-time at an eligible institution and for performance of certain services. To receive information regarding different types of deferments and cancellations, visit www.acs-education.com or call ACS at 1-800-826-4470.
If you need further assistance concerning your Perkins Loan, please call (229) 931-2013 or email: email@example.com.
The refund amount for students withdrawing from the institution shall be based on a pro rata percentage determined by dividing the number of calendar days in the semester that the student completed by the total calendar days in the semester. The total calendar days in a semester includes weekends, but excludes scheduled breaks of five or more days and days that a student was on an approved leave of absence. The unearned portion shall be refunded up to the point in time that the amount equals 60%.
Students that withdraw from the institution when the calculated percentage of completion is greater than 60%, are not entitled to a refund of any portion of institutional charges. No refunds are issued for dropping individual courses after the last day to register.
No refunds will be made to students who withdraw from the College without filing official withdrawal forms with the Registrar’s Office.
The Date of the first disbursement for the term will be posted on the RAIN Announcement Page or Student Accounts Page